The JP Motors Graduate Program is designed to encourage and facilitate the purchase of a Pre-Owned vehicle by offering a quick approval for individuals who have graduated within the last 24 months from a minimum 2 year program from an accredited Canadian College or University. An approval with no guarantor provided the following criteria are met:

Graduate Program
  • Copy of Degree/Diploma of official transcripts are provided
  • Valid proof of full-time employment in the field of study and sufficient income
  • Debt to income ratio does not exceed 40%
  • Down payment of 10%
  • No minor of major derogatory credit history appears on the credit report